FastMoney by Jacaranda Finance

About the FastMoney app

The FastMoney app is a one-stop shop to quickly apply for and manage loans with award-winning lender Jacaranda Finance. With thousands of loan applications every month, Australians know who to trust when they need money fast.

If you’re new to Jacaranda Finance and need a loan with a same day outcome(2) the FastMoney app allows you to complete an application in just 5-12 minutes(1). With loans from $2,100 to $15,000, we can help you when those larger-than-expected expenses arrive. Even better, you can check if you qualify for a loan without affecting your credit score!

If you’re an existing Jacaranda Finance customer, download the FastMoney app on your smartphone and sign in to easily manage your loan. The FastMoney app lets you check your balance, request to make extra repayments, change the date of your direct debits and more.

Key features

• Check your loan eligibility in minutes without impacting your credit score
• Apply for a loan in just 5-12 minutes(1)
• Receive a same-day outcome(2) on your application and 60-second transfers to your bank account if approved(3)
• 48-hour cooling off period for all loans(4)
• Check your loan balance and request copies of your contract and statements
• Request to make extra repayments
• Request to change your repayment dates and frequency (weekly, fortnightly, monthly
• Quickly contact our customer service team for anything you need
• Safe, secure data protection and encryption with biometric logins available

For any questions about our app, get in touch with us via [email protected]

Our loan products

At Jacaranda, we offer the following loans:

• Express Personal Loan: $5,000 - $15,000 ($10,000 unsecured)
• Cash Boost Loan: $2,100 - $4,600

Depending on your circumstances, the final amount we approve you for may not be the maximum loan limit. To provide you with the right offer, we need to understand your financial position before providing you with a rate offer.

About Jacaranda Finance

Jacaranda Finance is an award-winning lender, having won such awards in the AFR Fast 100 in 2021 and the 2020 ProductReview.com.au Award for Personal Loans.

At Jacaranda, we’ve been helping everyday Australians access fast, simple and reliable finance when they need it. Our one and only core value is to make it easier for our customers to get the money they need for life’s key expected and unexpected expenses.

(1)(2)(3)(4) Advertising disclaimers may be relevant to the following considerations and warnings - Please see the website for more details www.jacarandafinance.com.au

Repayment Period

The minimum repayment period for our Express Personal Loan product is 12 months and the maximum is 24 months.

The minimum repayment period for our Cash Boost product is 9 months and the maximum is 18 months.

Maximum Annual Percentage Rate (APR)

Our Express Personal Loan product has a maximum Interest rate of 27.00%, with a maximum APR/comparison rate of 45.70% (For loans between $5,000 to $15,000).

Our Cash Boost product has a maximum interest rate of 47.80%, with a maximum APR/comparison rate of 95.84% (for loans between $2,100 to $4,600).

Representative examples

Express Personal Loan: $10,000 principal loan borrowed over 24 months with a 27.00% interest rate (APR/Comparison rate 45.02%). The borrower would repay a total of $15,459.12 including all fees and charges. This is comprised of the $10,000 principal amount, $995.00 establishment fee, $850.00 risk fee and $3,614.12 in interest.

Cash Boost: $2,500 principal loan borrowed over 18 months with a 47.80% interest rate (APR/Comparison rate 68.47%). The borrower would repay a total of $4,115.85 including all fees and charges. This is comprised of the $2,500 principal amount, $400.00 establishment fee and $1,215.85 in interest.

WARNING: The comparison rates are true only for the examples given.