Neo Financial

Hi, we’re Neo Financial — we’re simplifying finances and helping you make the most of what you have right now. By helping you do well in the moment, you can feel a little more ready for what’s to come.

Open a free profile in minutes to find the cashback credit card and high-interest savings account and that works for you.

SIMPLE EVERYDAY BANKING

Get more out of your time and money. Open a free profile and discover an innovative banking experience aimed to simplify your everyday life. Whether it’s credit, savings, or payments – we’ve got you covered.

EVERYDAY CASHBACK REWARDS

Earn cashback in-person and online at hundreds of local and national businesses, including most major gas and grocery stores, restaurants, gyms, coffee shops, and more with the Neo or Hudson's Bay Mastercard.

FIND THE CARD FOR YOU

Whether you’re looking to earn more points or cashback, we’ve got you covered. Browse the benefits of the Neo Mastercard and new Hudson’s Bay Mastercard before selecting the one that's right for you.

FLEXIBLE REWARDS PLANS

Amp up your cashback with cashback rewards plans that help you earn more on every purchase, starting at $0. You can switch your plan every month so you’re never locked in to an annual fee.

GROW YOUR SAVINGS FASTER

Reach your goals faster with 30X* more interest on your savings.

MOVE MONEY WITH EASE

Pay bills, make deposits, withdraw and transfer, all from one place. No fees or minimum deposits required. Make secure and convenient payments by adding your card to Google Pay.

WORRY-FREE FLEXIBILITY

Always be in control. Freeze your card, manage your settings, and more – anytime, anywhere.

SAFETY & SECURITY

Stay protected against fraud with Mastercard Zero Liability protection. Keep your deposits secure with Canadian Deposit Insurance Corporation.

Neo is expanding across Canada and adding hundreds of rewards partners in select cities every month. Hang tight Québec — we’re coming soon!

Local rewards may not be available in your city yet, stay tuned by visiting our website.

For more information, please visit NeoFinancial.com.

The Neo Mastercard® is issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

The Annual Percentage Rate (APR) on the Neo Mastercard® is 19.99%-24.99%

The Cash Advance Interest Rate on the Neo Mastercard® is 22.99%-26.99%

The Neo Savings account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Savings accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor. Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.

Interac® is a registered trade-mark of Interac Inc. Used under license.

*Based on research comparing high-interest savings rates of Canada’s ‘Big 5’ banks using a $100 investment, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at January 11, 2021.